Licensed in the State of Florida only.


2014 HARP refinance

2014 HARP refinance

December 17, 2013


FHA streamline no minimum credit score

HARP refinance no minimum credit score

VA streamline no minimum credit score


The Obama Administration’s Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages even if you owe more than the home’s current value.

If you currently have a Fannie Mae mortgage and are current on your mortgage with or without equity then you are eligible for this program. As the government continues to purchase mortgage backed securities, rates continue to fall and are at record lows.

The Home Affordable Refinance Program allows you take advantage of current market rates even if you are underwater. Take advantage of the Home Affordable Refinance Program and lower your monthly payment or term using the Fannie Mae streamline process.

Homeowners who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance.

If loan being refinanced does not currently have PMI then the new loan will not require PMI. The new loan must provide a benefit to the borrower in the form of a reduced P&I payment of at least 5% or more stable program.


FHA streamline no appraisal required

HARP refinance no appraisal required

VA streamline no appraisal required


Apply Now!

HARP Refinance

Please note that all fields followed by an asterisk must be filled in.
My current mortgage is a*
Property State*
When do you want to close*
Property Type*
ZIP code of property*
Use of property *
Refinance type you want*
Are you requesting a loan with a spouse or co-borrower*
If yes, co borrower first name
Co borrower middle initial
Co borrower Last name
Please choose a suffix
Co borrower Address
Co borrower social security number
Co borrower date of birth
Co borrower annual Income
Co borrower total monthly debt payments, excluding housing
What interest rate do you have now*
Fixed rate or Adjustable*
Current loan balance - How much do you owe now*
Property value*
Describe your credit
Have you had a mortgage late payment in the last 12 months*
Have you ever declared bankruptcy, when was it discharged*
Do you have any foreclosures*
Have you ever had a short sale
Your first name*
Your middle initial
Your last name*
Please choose a suffix
Daytime/Work Phone*
Evening Phone*
Cell Phone*
What is your email address*
Current mailing address*
City*
State*
ZIP code*
How long have you lived at this address*
Date of birth*
Marital status*
Citizenship status*
Social Security #*
What are your total monthly debt payments, excluding housing*
What is your monthly housing payment*
Annual Income*
How much do you have in checking, savings, stocks, bonds, mutual funds, 401K*
Annual Premium Homeowners Insurance*
How much are your property taxes a year*
Please tell us about any special circumstances that may apply to your loan request and/or the best time for us to call you

HARP 2.0  FHA streamline  VA rate reduction program  FHA Refinance

Fannie Mae Cash Out refinance Refinance mortgage Freddie Mac

Call us 888.958.4228


We look forward to working with you.

We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.


KEYWORDS: 2014 HARP refinance • Alabama • Alaska • Arizona • Arkansas • California • Colorado • Connecticut • Delaware • District of Columbia • Florida • Georgia • Hawaii • Idaho • Illinois • Indiana • Iowa • Kansas • Kentucky • Louisiana • Maine • Maryland • Massachusetts • Michigan • Minnesota • Mississippi • Missouri • Montana • Nebraska • Nevada • New Hampshire •  New Jersey • New Mexico • New York • North Carolina • North Dakota • Ohio • Oklahoma • Oregon • Pennsylvania • Puerto Rico • Rhode Island • South Carolina • South Dakota • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia • Wisconsin • Wyoming



Minimum credit score needed

to refinance

Apply Now!


FHA

Requires a minimum credit score of 500 to refinance

FHA minimum

credit score 500

FHA streamline

requires no minimum credit score to refinance

FHA streamline

no minimum credit score

VA

Requires a minimum credit score of 500 to refinance

VA minimum

credit score 500

HARP refinance

requires no minimum credit score to refinance

HARP no minimum

credit score

Fannie Mae

Requires a minimum credit score of 620 to refinance

Fannie Mae minimum

credit score 620

Freddie Mac

Requires a minimum credit score of 620 to refinance

Freddie Mac minimum

credit score 620


Call Now, Our Staff is Available

888.958.4228

Apply Now!